Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 40.6 and a capital leverage ratio of 16.5. Operating profits as a percentage of assets at 3.5%, coupled with a return on assets of 3.0 has resulted in Excellent (9.3) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). A current level of 0.0 percent of nonperforming loans to core capital combined with 12.2 percent from a year earlier contributes to the Excellent asset quality (7.6).
Asset Mix:
Cash (54%), securities (14%), comm re (11%), comm loans (1%), home mtgs (1%), consumer loans (0%), other (19%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
Address
680 Fifth Avenue
New York, NY 10019
New York, NY 10019
Phone Number
(212) 328-2555
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.
