Development
True Sky Federal Credit Union
Major Rating Factors:
Weak current capitalization (1.6 on a scale of 0 to 10) based on a net capital to total assets of 4.7 and a net worth ratio of 6.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.6, driven by a liquidity ratio of 10.4 percent and a “hot money” ratio of 15.2 percent.
Asset Mix:
Consumer loans (38%), home mtgs (23%), other (38%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
10201 South Western Avenue
Oklahoma City, OK 73139
Oklahoma City, OK 73139
Phone Number
(405) 682-1990
NCUA Charter Number
Website
Largest Competitors
Oklahoma City, OK
Oklahoma City, OK
Oklahoma City, OK
Oklahoma City, OK
Oklahoma City, OK