Sharonview Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.7, driven by a liquidity ratio of 12.5 percent and a “hot money” ratio of 21.6 percent. Fair current capitalization (4.4 on a scale of 0 to 10) based on a net capital to total assets of 6.8 and a net worth ratio of 9.0.
Asset Mix:
Home mtgs (28%), consumer loans (20%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1955 Sharonview Way
Indian Land, SC 29707
Indian Land, SC 29707
Phone Number
(704) 969-6700
NCUA Charter Number
Website
Largest Competitors
Lancaster, SC
North Charleston, SC
Sumter, SC
North Augusta, SC
Columbia, SC
