Development
Major Rating Factors:
A current level of 3.4 percent of nonperforming loans to core capital combined with 9.4 percent from a year earlier contributes to the Excellent asset quality (7.1).
Other Rating Factors:
Very Weak liquidity 0.8, driven by a liquidity ratio of 0.5 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10).
Asset Mix:
Consumer loans (100%), other (0%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1315 North 23rd Street
Sheboygan, WI 53081
Sheboygan, WI 53081
Phone Number
(920) 459-3333
NCUA Charter Number
Largest Competitors
Cottage Grove, WI
Brookfield, WI
Neenah, WI
Sheboygan, WI
Sheboygan, WI