Development
B
PHYSICIANS LIFE INS CO
OmahaNE
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (5.4 on a scale of 0 to 10) despite mixed results such as: large holdings of BBB rated bonds but junk bond exposure equal to 67% of capital. Good Liquidity (5.9) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.0) despite negative cash flow from operations for 2023 excellent risk diversification.
Other Rating Factors: Weak profitability (2.0) with operating losses during the first three months of 2024. Strong capitalization (7.9) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: F - Negative cash flow. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests.
Principal Lines of Business: Group life (15.5%), group annuities (0.8%), ind annuities (0.4%), other (83.3%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Physicians Mutual Group
Investment Rating
--
Company Address
2600 Dodge Street
Omaha, NE 68131
Phone Number
(402) 633-1000
NAIC Number
72125
Largest Affiliates