Development
| Weiss Ratings |
Waterman Bank
Waterman, IL |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Waterman Bank
Waterman, IL |
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| FDIC Number | 10878 | |||
| Phone Number | (815) 264-3201 | |||
| Website | watermanbank.com | |||
| Asset Quality |
Waterman Bank
Waterman, IL |
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| 1-Year Asset Growth | 27.68% | |||
| 5-Year Asset Growth | 65.24% | |||
| 5-Year Charge-Offs to Average Loans | -0.29% | |||
| Charge-Offs to Average Loans | -- | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 9.21% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Waterman Bank
Waterman, IL |
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| Total Assets | 143.24M | |||
| Total Deposits | 117.77M | |||
| Capital and Reserves |
Waterman Bank
Waterman, IL |
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| Capital | 22.98M | |||
| Leverage Ratio | 13.17 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Risk-Based Capital Ratio | 18.90 | |||
| Liquidity |
Waterman Bank
Waterman, IL |
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| Hot Money Ratio | 13.65% | |||
| Liquidity Ratio | 23.62% | |||
| Profitability |
Waterman Bank
Waterman, IL |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 1.49M | |||
| Net Interest Spread | -- | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 72.17% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 6.50% | |||