First-Citizens Bank & Trust Company, Inc.

Weiss Ratings	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.90
Capitalization Index	8.10
Liquidity Index	3.00
Profitability Index	8.20
Stability Index	8.50

Company Info	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	11063
Phone Number	(919) 716-7050
Website	www.firstcitizens.com

Asset Quality	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	95.66%
5-Year Asset Growth	101.14%
5-Year Charge-Offs to Average Loans	0.16%
Charge-Offs to Average Loans	0.47%
Non-Performing Assets to Assets	0.63%
Non-Performing Loans to Capital	5.22%
Non-Performing Loans to Loans	1.04%

Balance Sheet	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	213.62B
Total Deposits	146.07B

Capital and Reserves	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Capital	21.32B
Leverage Ratio	9.88
Loan Loss Reserves to Loans	1.31%
Risk-Based Capital Ratio	15.56

Liquidity	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.05%
Liquidity Ratio	31.64%

Profitability	First-Citizens Bank & Trust Company Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.12%
Net Income	11.52B
Net Interest Spread	3.90%
Operating Profit to Average Assets	6.44%
Overhead Efficiency Ratio	28.29%
Return on Assets	6.11%
Return on Equity	60.99%