American State Bank & Trust Company of Williston

Weiss Ratings	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	6.30
Capitalization Index	10.00
Liquidity Index	4.50
Profitability Index	7.80
Stability Index	8.10

Company Info	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
FDIC Number	15444
Phone Number	(701) 774-4100
Website	www.asbt.com

Asset Quality	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.77%
5-Year Asset Growth	0.14%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	-0.05%
Non-Performing Assets to Assets	0.92%
Non-Performing Loans to Capital	5.86%
Non-Performing Loans to Loans	2.17%

Balance Sheet	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Total Assets	618.30M
Total Deposits	550.27M

Capital and Reserves	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Capital	48.49M
Leverage Ratio	12.60
Loan Loss Reserves to Loans	1.99%
Risk-Based Capital Ratio	23.55

Liquidity	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	8.77%
Liquidity Ratio	45.00%

Profitability	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	2.19%
Net Income	12.70M
Net Interest Spread	2.62%
Operating Profit to Average Assets	1.91%
Overhead Efficiency Ratio	49.35%
Return on Assets	1.91%
Return on Equity	31.48%