The Savings Bank of Danbury

Weiss Ratings	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.50
Capitalization Index	10.00
Liquidity Index	2.30
Profitability Index	2.80
Stability Index	10.00

Company Info	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
FDIC Number	15912
Phone Number	(203) 743-3849
Website	www.sbdanbury.com

Asset Quality	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.67%
5-Year Asset Growth	8.95%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	-0.04%
Non-Performing Assets to Assets	1.48%
Non-Performing Loans to Capital	10.03%
Non-Performing Loans to Loans	1.76%

Balance Sheet	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.56B
Total Deposits	1.16B

Capital and Reserves	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
Capital	191.52M
Leverage Ratio	12.87
Loan Loss Reserves to Loans	1.47%
Risk-Based Capital Ratio	--

Liquidity	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	18.85%
Liquidity Ratio	11.22%

Profitability	The Savings Bank of Danbury Danbury, CT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.09%
Net Income	14.71M
Net Interest Spread	3.42%
Operating Profit to Average Assets	1.28%
Overhead Efficiency Ratio	62.49%
Return on Assets	1.02%
Return on Equity	8.04%