International Bank of Commerce

Weiss Ratings	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.40
Capitalization Index	10.00
Liquidity Index	2.60
Profitability Index	10.00
Stability Index	7.00

Company Info	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
FDIC Number	19629
Phone Number	(956) 722-7611
Website	www.ibc.com

Asset Quality	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.64%
5-Year Asset Growth	1.21%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.04%
Non-Performing Assets to Assets	0.47%
Non-Performing Loans to Capital	2.67%
Non-Performing Loans to Loans	0.65%

Balance Sheet	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	8.98B
Total Deposits	6.35B

Capital and Reserves	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Capital	1.54B
Leverage Ratio	16.40
Loan Loss Reserves to Loans	1.95%
Risk-Based Capital Ratio	19.79

Liquidity	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.16%
Liquidity Ratio	17.52%

Profitability	International Bank of Commerce Laredo, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.67%
Net Income	258.78M
Net Interest Spread	5.08%
Operating Profit to Average Assets	3.56%
Overhead Efficiency Ratio	34.59%
Return on Assets	2.80%
Return on Equity	18.17%