Development
| Weiss Ratings |
First National Bank
Hamilton, AL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 8.70 | |||
| Company Info |
First National Bank
Hamilton, AL |
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| FDIC Number | 22271 | |||
| Phone Number | (205) 921-7435 | |||
| Website | www.fnbhamilton.com | |||
| Asset Quality |
First National Bank
Hamilton, AL |
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| 1-Year Asset Growth | -3.33% | |||
| 5-Year Asset Growth | 5.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.69% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
First National Bank
Hamilton, AL |
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| Total Assets | 370.86M | |||
| Total Deposits | 318.56M | |||
| Capital and Reserves |
First National Bank
Hamilton, AL |
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| Capital | 51.95M | |||
| Leverage Ratio | 16.14 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank
Hamilton, AL |
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| Hot Money Ratio | 4.60% | |||
| Liquidity Ratio | 49.85% | |||
| Profitability |
First National Bank
Hamilton, AL |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 9.50M | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 2.62% | |||
| Overhead Efficiency Ratio | 44.71% | |||
| Return on Assets | 2.46% | |||
| Return on Equity | 20.63% | |||