Development
| Weiss Ratings |
Commerce Bank
Laredo, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 8.00 | |||
| Company Info |
Commerce Bank
Laredo, TX |
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| FDIC Number | 23772 | |||
| Phone Number | (956) 724-1616 | |||
| Website | www.ibc.com | |||
| Asset Quality |
Commerce Bank
Laredo, TX |
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| 1-Year Asset Growth | -0.26% | |||
| 5-Year Asset Growth | 1.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.24% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Commerce Bank
Laredo, TX |
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| Total Assets | 643.25M | |||
| Total Deposits | 566.52M | |||
| Capital and Reserves |
Commerce Bank
Laredo, TX |
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| Capital | 73.49M | |||
| Leverage Ratio | 14.50 | |||
| Loan Loss Reserves to Loans | 1.91% | |||
| Risk-Based Capital Ratio | 37.82 | |||
| Liquidity |
Commerce Bank
Laredo, TX |
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| Hot Money Ratio | 29.84% | |||
| Liquidity Ratio | 76.11% | |||
| Profitability |
Commerce Bank
Laredo, TX |
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| 5-Year Return on Average Assets | 1.61% | |||
| Net Income | 14.25M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 2.64% | |||
| Overhead Efficiency Ratio | 30.40% | |||
| Return on Assets | 2.09% | |||
| Return on Equity | 19.35% | |||