Development
| Weiss Ratings |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 8.70 | |||
| Company Info |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 2444 | |||
| Phone Number | (304) 587-4221 | |||
| Website | www.claycounty.bank | |||
| Asset Quality |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.82% | |||
| 5-Year Asset Growth | 6.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.10% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 124.00M | |||
| Total Deposits | 107.48M | |||
| Capital and Reserves |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.89M | |||
| Leverage Ratio | 14.53 | |||
| Loan Loss Reserves to Loans | 2.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.24% | |||
| Liquidity Ratio | 45.50% | |||
| Profitability |
Clay County Bank, Inc.
Clay, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 1.64M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 59.73% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 10.98% | |||