International Bank of Commerce

Weiss Ratings	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.40
Capitalization Index	10.00
Liquidity Index	6.30
Profitability Index	10.00
Stability Index	8.00

Company Info	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
FDIC Number	25679
Phone Number	(956) 547-1000
Website	www.ibc.com

Asset Quality	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.65%
5-Year Asset Growth	57.09%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.43%
Non-Performing Loans to Capital	0.12%
Non-Performing Loans to Loans	0.02%

Balance Sheet	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.92B
Total Deposits	3.51B

Capital and Reserves	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
Capital	340.65M
Leverage Ratio	11.79
Loan Loss Reserves to Loans	1.74%
Risk-Based Capital Ratio	25.58

Liquidity	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	20.49%
Liquidity Ratio	66.81%

Profitability	International Bank of Commerce Brownsville, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.98%
Net Income	114.30M
Net Interest Spread	4.03%
Operating Profit to Average Assets	3.57%
Overhead Efficiency Ratio	29.64%
Return on Assets	2.82%
Return on Equity	44.32%