Unity National Bank of Houston

Weiss Ratings	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.10
Capitalization Index	10.00
Liquidity Index	3.30
Profitability Index	7.80
Stability Index	5.30

Company Info	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
FDIC Number	26351
Phone Number	(713) 387-7400
Website	www.unitybanktexas.com

Asset Quality	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.26%
5-Year Asset Growth	24.50%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.08%
Non-Performing Assets to Assets	0.25%
Non-Performing Loans to Capital	8.39%
Non-Performing Loans to Loans	2.40%

Balance Sheet	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	209.01M
Total Deposits	178.87M

Capital and Reserves	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
Capital	26.72M
Leverage Ratio	19.42
Loan Loss Reserves to Loans	1.93%
Risk-Based Capital Ratio	31.04

Liquidity	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	45.21%
Liquidity Ratio	48.21%

Profitability	Unity National Bank of Houston Houston, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.02%
Net Income	5.00M
Net Interest Spread	3.39%
Operating Profit to Average Assets	2.82%
Overhead Efficiency Ratio	90.46%
Return on Assets	2.82%
Return on Equity	21.68%