Pittsfield Co-operative Bank

Weiss Ratings	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.70
Capitalization Index	10.00
Liquidity Index	2.10
Profitability Index	4.00
Stability Index	7.90

Company Info	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
FDIC Number	26393
Phone Number	(413) 447-7304
Website	pittsfieldcoop.com

Asset Quality	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.88%
5-Year Asset Growth	5.05%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.04%
Non-Performing Assets to Assets	0.44%
Non-Performing Loans to Capital	2.98%
Non-Performing Loans to Loans	0.64%

Balance Sheet	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	384.90M
Total Deposits	293.02M

Capital and Reserves	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
Capital	53.37M
Leverage Ratio	13.67
Loan Loss Reserves to Loans	0.95%
Risk-Based Capital Ratio	20.48

Liquidity	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	21.53%
Liquidity Ratio	20.08%

Profitability	Pittsfield Co-operative Bank Pittsfield, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.72%
Net Income	3.03M
Net Interest Spread	3.14%
Operating Profit to Average Assets	0.95%
Overhead Efficiency Ratio	74.54%
Return on Assets	0.76%
Return on Equity	6.03%