American Express National Bank

Weiss Ratings	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	2.20
Capitalization Index	7.80
Liquidity Index	2.20
Profitability Index	9.80
Stability Index	9.80

Company Info	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
FDIC Number	27471
Phone Number	(801) 945-5000
Website	www.americanexpress.com

Asset Quality	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	16.12%
5-Year Asset Growth	10.93%
5-Year Charge-Offs to Average Loans	1.96%
Charge-Offs to Average Loans	2.07%
Non-Performing Assets to Assets	1.73%
Non-Performing Loans to Capital	10.45%
Non-Performing Loans to Loans	2.15%

Balance Sheet	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	180.42B
Total Deposits	140.97B

Capital and Reserves	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
Capital	16.65B
Leverage Ratio	9.55
Loan Loss Reserves to Loans	3.42%
Risk-Based Capital Ratio	13.29

Liquidity	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.64%
Liquidity Ratio	22.54%

Profitability	American Express National Bank Sandy, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	4.87%
Net Income	5.95B
Net Interest Spread	7.25%
Operating Profit to Average Assets	4.56%
Overhead Efficiency Ratio	69.09%
Return on Assets	3.50%
Return on Equity	39.06%