Development
Wilmington Trust, National Association
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 263.9 and a capital leverage ratio of 86.0. A current level of 0.4 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Excellent asset quality (10.0).
Other Rating Factors:
Operating profits as a percentage of assets at 35.9%, coupled with a return on assets of 26.0 has resulted in Excellent (9.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Cash (79%), home eq lns (4%), home mtgs (3%), securities (1%), other (13%)
States with Branches:
CA, CT, DC, DE, FL, GA, MA, MD, MI, MN, NJ, NV, NY, PA, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
M&T Bank Corporation
Investment Rating
Address
1100 N. Market Street
Wilmington, DE 19890
Wilmington, DE 19890
Phone Number
(302) 651-1000
Year Founded
1995
FDIC Number
Website
Largest Affiliates
Buffalo, NY
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Bank