Development
Western Dakota Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.2.
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.5 has resulted in Good (6.3) profitability. Good liquidity 5.3, driven by a liquidity ratio of 59.8 percent and a “hot money” ratio of 16.7 percent.
Asset Mix:
Cash (54%), securities (11%), comm loans (5%), comm re (4%), consumer loans (2%), other (25%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Western Dakota Holding Company
Investment Rating
--
Address
803 Main Street
Timber Lake, SD 57656
Timber Lake, SD 57656
Phone Number
(605) 865-3516
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.