Development
B
Western Dakota Bank
Rating Date
March 2024
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Western Dakota Bank
Timber Lake, SD
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Rating B
Asset Quality Index 9.20
Capitalization Index 7.40
Liquidity Index 5.30
Profitability Index 6.30
Stability Index 4.80
Company Info Western Dakota Bank
Timber Lake, SD
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FDIC Number 492
Phone Number (605) 865-3516
Website www.westerndakotabank.com
Asset Quality Western Dakota Bank
Timber Lake, SD
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1-Year Asset Growth 4.46%
5-Year Asset Growth 16.45%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Western Dakota Bank
Timber Lake, SD
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Total Assets 72.83M
Total Deposits 66.39M
Capital and Reserves Western Dakota Bank
Timber Lake, SD
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Capital 6.21M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity Western Dakota Bank
Timber Lake, SD
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Hot Money Ratio 16.67%
Liquidity Ratio 59.79%
Profitability Western Dakota Bank
Timber Lake, SD
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5-Year Return on Average Assets 1.11%
Net Income 1.00M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 52.26%
Return on Assets 1.46%
Return on Equity 17.77%