The Yoakum National Bank

Weiss Ratings	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.80
Capitalization Index	9.90
Liquidity Index	2.60
Profitability Index	3.40
Stability Index	6.00

Company Info	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
FDIC Number	5595
Phone Number	(361) 293-5225
Website	www.ynbtx.com

Asset Quality	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	16.63%
5-Year Asset Growth	8.04%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.03%
Non-Performing Loans to Capital	0.64%
Non-Performing Loans to Loans	0.04%

Balance Sheet	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	313.75M
Total Deposits	254.71M

Capital and Reserves	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
Capital	23.68M
Leverage Ratio	10.91
Loan Loss Reserves to Loans	1.18%
Risk-Based Capital Ratio	--

Liquidity	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	30.27%
Liquidity Ratio	17.26%

Profitability	The Yoakum National Bank Yoakum, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.07%
Net Income	2.11M
Net Interest Spread	3.39%
Operating Profit to Average Assets	0.74%
Overhead Efficiency Ratio	76.43%
Return on Assets	0.74%
Return on Equity	9.84%