First Community Bank of Central Alabama

Weiss Ratings	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.90
Capitalization Index	6.20
Liquidity Index	2.20
Profitability Index	9.20
Stability Index	5.70

Company Info	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
FDIC Number	57124
Phone Number	(334) 567-0081
Website	www.fcbca.com

Asset Quality	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.77%
5-Year Asset Growth	11.64%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	-0.02%
Non-Performing Assets to Assets	0.10%
Non-Performing Loans to Capital	0.95%
Non-Performing Loans to Loans	0.14%

Balance Sheet	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	590.84M
Total Deposits	556.45M

Capital and Reserves	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
Capital	29.16M
Leverage Ratio	8.66
Loan Loss Reserves to Loans	1.92%
Risk-Based Capital Ratio	11.82

Liquidity	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.21%
Liquidity Ratio	19.59%

Profitability	First Community Bank of Central Alabama Wetumpka, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.95%
Net Income	12.47M
Net Interest Spread	4.32%
Operating Profit to Average Assets	2.33%
Overhead Efficiency Ratio	49.72%
Return on Assets	2.18%
Return on Equity	50.67%