Development
B
Pegasus Bank
DallasTX
Rating Date
March 2024
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Major Rating Factors: Excellent current capitalization (9.3 on a scale of 0 to 10) based on a risk-based capital ratio of 17.0 and a capital leverage ratio of 10.6. Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.1 has resulted in Excellent (8.6) profitability.
Other Rating Factors: A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix: Comm loans (21%), comm re (18%), cash (17%), securities (14%), home mtgs (7%), consumer loans (2%), home eq lns (2%), other (18%)
States with Branches: TX
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Hot Money
Corporate Info
Group Affiliation
BancFirst Corporation
Investment Rating
--
Address
4515 West Mockingbird Lane
Dallas, TX 75209
Phone Number
(214) 353-3000
Year Founded
2007
FDIC Number
Largest Affiliates
No affiliate information available.