Development
A
Jeff Bank
Rating Date
March 2024
Risk Based
Capital Ratio
--
Leverage
Ratio
11.95
Return On
Assets
1.66%
Total
Assets
680.31M
Capital
69.41M
Total
Deposits
578.34M
Net
Income
11.33M
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Weiss Ratings Jeff Bank
Jeffersonville, NY 		Click to
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Rating A
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 7.80
Stability Index 7.10
Company Info Jeff Bank
Jeffersonville, NY 		Click to
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FDIC Number 7123
Phone Number (845) 482-4000
Website www.jeffbank.com
Asset Quality Jeff Bank
Jeffersonville, NY 		Click to
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1-Year Asset Growth -0.42%
5-Year Asset Growth 7.12%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.92%
Non-Performing Loans to Loans 0.74%
Balance Sheet Jeff Bank
Jeffersonville, NY 		Click to
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Total Assets 680.31M
Total Deposits 578.34M
Capital and Reserves Jeff Bank
Jeffersonville, NY 		Click to
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Capital 69.41M
Leverage Ratio 11.95
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Jeff Bank
Jeffersonville, NY 		Click to
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Hot Money Ratio 9.18%
Liquidity Ratio 40.29%
Profitability Jeff Bank
Jeffersonville, NY 		Click to
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5-Year Return on Average Assets 1.06%
Net Income 11.33M
Net Interest Spread 4.15%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 53.23%
Return on Assets 1.66%
Return on Equity 18.39%