Development
| Weiss Ratings |
Magnolia State Bank
Eastman, GA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
Magnolia State Bank
Eastman, GA |
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| FDIC Number | 877 | |||
| Phone Number | (478) 374-3418 | |||
| Website | www.bankmsb.com | |||
| Asset Quality |
Magnolia State Bank
Eastman, GA |
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| 1-Year Asset Growth | -5.85% | |||
| 5-Year Asset Growth | 4.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | -0.60% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 3.83% | |||
| Non-Performing Loans to Loans | 2.14% | |||
| Balance Sheet |
Magnolia State Bank
Eastman, GA |
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| Total Assets | 207.97M | |||
| Total Deposits | 180.86M | |||
| Capital and Reserves |
Magnolia State Bank
Eastman, GA |
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| Capital | 25.25M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 2.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Magnolia State Bank
Eastman, GA |
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| Hot Money Ratio | 9.17% | |||
| Liquidity Ratio | 57.09% | |||
| Profitability |
Magnolia State Bank
Eastman, GA |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 5.30M | |||
| Net Interest Spread | 5.36% | |||
| Operating Profit to Average Assets | 2.52% | |||
| Overhead Efficiency Ratio | 54.80% | |||
| Return on Assets | 2.52% | |||
| Return on Equity | 22.06% | |||