| Weiss Ratings |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 101 | |||
| Phone Number | (319) 236-5600 | |||
| Website | www.veridiancu.org | |||
| Asset Quality |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.01% | |||
| 5-Year Asset Growth | 12.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 6.60% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 7.45B | |||
| Total Deposits | 6.18B | |||
| Capital and Reserves |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 749.43M | |||
| Leverage Ratio | 10.65 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 29.27% | |||
| Liquidity Ratio | 10.67% | |||
| Profitability |
Veridian Credit Union
Waterloo, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 84.98M | |||
| Net Interest Spread | 2.73% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 58.31% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 12.02% | |||
