Weiss Ratings |
Fairmont Federal Credit Union
Fairmont, WV |
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Rating | ||||
Asset Quality Index | 7.70 | |||
Capitalization Index | 6.10 | |||
Liquidity Index | 2.90 | |||
Profitability Index | 5.30 | |||
Stability Index | 5.30 | |||
Company Info |
Fairmont Federal Credit Union
Fairmont, WV |
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NCUA Charter Number | 1043 | |||
Phone Number | (304) 363-5320 | |||
Website | www.fairmontfcu.com | |||
Asset Quality |
Fairmont Federal Credit Union
Fairmont, WV |
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1-Year Asset Growth | -1.04% | |||
5-Year Asset Growth | 7.15% | |||
5-Year Charge-Offs to Average Loans | 0.08% | |||
Charge-Offs to Average Loans | 0.05% | |||
Non-Performing Assets to Assets | 0.49% | |||
Non-Performing Loans to Capital | 6.33% | |||
Non-Performing Loans to Loans | 0.56% | |||
Balance Sheet |
Fairmont Federal Credit Union
Fairmont, WV |
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Total Assets | 487.41M | |||
Total Deposits | 442.29M | |||
Capital and Reserves |
Fairmont Federal Credit Union
Fairmont, WV |
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Capital | 36.60M | |||
Leverage Ratio | 9.74 | |||
Loan Loss Reserves to Loans | 0.31% | |||
Liquidity |
Fairmont Federal Credit Union
Fairmont, WV |
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Hot Money Ratio | 5.76% | |||
Liquidity Ratio | 12.27% | |||
Profitability |
Fairmont Federal Credit Union
Fairmont, WV |
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5-Year Return on Average Assets | 0.51% | |||
Net Income | 4.59M | |||
Net Interest Spread | 3.36% | |||
Operating Profit to Average Assets | 0.94% | |||
Overhead Efficiency Ratio | 77.95% | |||
Return on Assets | 0.93% | |||
Return on Equity | 13.59% | |||