L G & W Federal Credit Union

Weiss Ratings	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	6.30
Profitability Index	4.90
Stability Index	7.70

Company Info	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1096
Phone Number	(901) 680-7995
Website	www.lgwfcu.com

Asset Quality	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.24%
5-Year Asset Growth	2.84%
5-Year Charge-Offs to Average Loans	0.51%
Charge-Offs to Average Loans	0.82%
Non-Performing Assets to Assets	0.13%
Non-Performing Loans to Capital	0.70%
Non-Performing Loans to Loans	0.40%

Balance Sheet	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	107.91M
Total Deposits	87.85M

Capital and Reserves	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Capital	19.18M
Leverage Ratio	20.64
Loan Loss Reserves to Loans	1.03%

Liquidity	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.45%
Liquidity Ratio	31.53%

Profitability	L G & W Federal Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	716.00K
Net Interest Spread	3.47%
Operating Profit to Average Assets	0.88%
Overhead Efficiency Ratio	74.12%
Return on Assets	0.66%
Return on Equity	3.87%