Georgia Heritage Federal Credit Union

Weiss Ratings	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.70
Capitalization Index	8.40
Liquidity Index	3.10
Profitability Index	4.70
Stability Index	6.30

Company Info	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1097
Phone Number	(912) 236-4400
Website	www.gaheritagefcu.org

Asset Quality	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.17%
5-Year Asset Growth	5.32%
5-Year Charge-Offs to Average Loans	0.40%
Charge-Offs to Average Loans	0.20%
Non-Performing Assets to Assets	0.28%
Non-Performing Loans to Capital	2.49%
Non-Performing Loans to Loans	0.40%

Balance Sheet	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
Total Assets	130.65M
Total Deposits	114.33M

Capital and Reserves	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
Capital	13.61M
Leverage Ratio	10.81
Loan Loss Reserves to Loans	1.09%

Liquidity	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	8.82%
Liquidity Ratio	17.71%

Profitability	Georgia Heritage Federal Credit Union Savannah, GA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.30%
Net Income	771.00K
Net Interest Spread	4.37%
Operating Profit to Average Assets	0.85%
Overhead Efficiency Ratio	83.05%
Return on Assets	0.60%
Return on Equity	5.72%