Bivins Federal Credit Union

Weiss Ratings	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.60
Capitalization Index	10.00
Liquidity Index	4.80
Profitability Index	0.00
Stability Index	5.70

Company Info	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1135
Phone Number	(806) 541-1845
Website	www.bivinsfcu.com

Asset Quality	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-26.54%
5-Year Asset Growth	-9.26%
5-Year Charge-Offs to Average Loans	0.41%
Charge-Offs to Average Loans	-0.04%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	4.17M
Total Deposits	3.21M

Capital and Reserves	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
Capital	938.00K
Leverage Ratio	22.49
Loan Loss Reserves to Loans	1.34%

Liquidity	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.36%
Liquidity Ratio	16.86%

Profitability	Bivins Federal Credit Union Masterson, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.04%
Net Income	-64.00K
Net Interest Spread	3.04%
Operating Profit to Average Assets	-1.29%
Overhead Efficiency Ratio	138.96%
Return on Assets	-1.29%
Return on Equity	-6.54%