Development
American Eagle Financial Credit Union, Inc.
Major Rating Factors:
A current level of 4.1 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Excellent asset quality (8.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on a net capital to total assets of 8.8 and a net worth ratio of 8.8. Fair liquidity 4.6, driven by a liquidity ratio of 35.5 percent and a “hot money” ratio of 20.9 percent.
Asset Mix:
Home mtgs (29%), consumer loans (22%), securities (12%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
333 East River Drive
East Hartford, CT 06108
East Hartford, CT 06108
Phone Number
(860) 568-2020
NCUA Charter Number
Website
Largest Competitors
Hartford, CT
Waterford, CT
Stratford, CT
East Hartford, CT
East Hartford, CT