Development
Finex Credit Union
Major Rating Factors:
A current level of 16.4 percent of nonperforming loans to core capital combined with 1.9 percent from a year earlier contributes to the Fair asset quality (3.9).
Other Rating Factors:
Good current capitalization (6.6 on a scale of 0 to 10) based on a net capital to total assets of 9.1 and a net worth ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (48%), home mtgs (18%), other (33%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
616 Burnside Avenue
East Hartford, CT 06108
East Hartford, CT 06108
Phone Number
(860) 282-0001
NCUA Charter Number
Website
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