EFCU Financial Federal Credit Union

Weiss Ratings	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.80
Capitalization Index	5.80
Liquidity Index	1.00
Profitability Index	8.40
Stability Index	4.30

Company Info	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	128
Phone Number	(225) 214-6800
Website	www.efcufinancial.org

Asset Quality	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	13.67%
5-Year Asset Growth	18.22%
5-Year Charge-Offs to Average Loans	0.16%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.38%
Non-Performing Loans to Capital	4.53%
Non-Performing Loans to Loans	0.37%

Balance Sheet	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.02B
Total Deposits	885.68M

Capital and Reserves	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
Capital	83.02M
Leverage Ratio	9.85
Loan Loss Reserves to Loans	0.35%

Liquidity	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	43.61%
Liquidity Ratio	14.19%

Profitability	EFCU Financial Federal Credit Union Baton Rouge, LA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.19%
Net Income	10.45M
Net Interest Spread	2.66%
Operating Profit to Average Assets	1.25%
Overhead Efficiency Ratio	65.00%
Return on Assets	1.09%
Return on Equity	13.38%