Development
| Weiss Ratings |
Amherst Federal Credit Union
Amherst, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 3.90 | |||
| Company Info |
Amherst Federal Credit Union
Amherst, NY |
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| NCUA Charter Number | 1298 | |||
| Phone Number | (716) 634-3881 | |||
| Website | www.amherstcu.org | |||
| Asset Quality |
Amherst Federal Credit Union
Amherst, NY |
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| 1-Year Asset Growth | -3.49% | |||
| 5-Year Asset Growth | 3.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 1.03% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Amherst Federal Credit Union
Amherst, NY |
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| Total Assets | 40.55M | |||
| Total Deposits | 37.25M | |||
| Capital and Reserves |
Amherst Federal Credit Union
Amherst, NY |
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| Capital | 3.27M | |||
| Leverage Ratio | 8.67 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
Amherst Federal Credit Union
Amherst, NY |
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| Hot Money Ratio | 0.72% | |||
| Liquidity Ratio | 16.24% | |||
| Profitability |
Amherst Federal Credit Union
Amherst, NY |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 127.00K | |||
| Net Interest Spread | 2.79% | |||
| Operating Profit to Average Assets | 0.46% | |||
| Overhead Efficiency Ratio | 85.60% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 4.13% | |||