OCNAC No 1 Federal Credit Union

Weiss Ratings	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.40
Capitalization Index	7.70
Liquidity Index	6.50
Profitability Index	5.80
Stability Index	3.00

Company Info	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1397
Phone Number	(201) 420-1026
Website	www.ocnac.com

Asset Quality	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-11.27%
5-Year Asset Growth	1.52%
5-Year Charge-Offs to Average Loans	3.03%
Charge-Offs to Average Loans	4.09%
Non-Performing Assets to Assets	1.07%
Non-Performing Loans to Capital	8.51%
Non-Performing Loans to Loans	3.69%

Balance Sheet	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	6.90M
Total Deposits	6.14M

Capital and Reserves	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	685.00K
Leverage Ratio	10.26
Loan Loss Reserves to Loans	9.21%

Liquidity	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	63.05%

Profitability	OCNAC No 1 Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.15%
Net Income	16.00K
Net Interest Spread	7.17%
Operating Profit to Average Assets	1.88%
Overhead Efficiency Ratio	63.66%
Return on Assets	0.21%
Return on Equity	2.35%