Strata Federal Credit Union

Weiss Ratings	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.50
Capitalization Index	10.00
Liquidity Index	2.80
Profitability Index	6.90
Stability Index	6.30

Company Info	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1404
Phone Number	(661) 327-9461
Website	www.stratacu.org

Asset Quality	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.48%
5-Year Asset Growth	6.16%
5-Year Charge-Offs to Average Loans	0.42%
Charge-Offs to Average Loans	0.64%
Non-Performing Assets to Assets	0.50%
Non-Performing Loans to Capital	3.80%
Non-Performing Loans to Loans	0.57%

Balance Sheet	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	341.28M
Total Deposits	282.82M

Capital and Reserves	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Capital	43.25M
Leverage Ratio	12.76
Loan Loss Reserves to Loans	0.80%

Liquidity	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.42%
Liquidity Ratio	13.35%

Profitability	Strata Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	3.14M
Net Interest Spread	4.59%
Operating Profit to Average Assets	1.26%
Overhead Efficiency Ratio	74.27%
Return on Assets	0.92%
Return on Equity	7.55%