Development
LOC Credit Union
| Weiss Ratings |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 4.70 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 4.60 | |||
| Company Info |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1501 | |||
| Phone Number | (248) 474-2200 | |||
| Website | www.loccreditunion.com | |||
| Asset Quality |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.41% | |||
| 5-Year Asset Growth | 15.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.71% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 434.94M | |||
| Total Deposits | 398.80M | |||
| Capital and Reserves |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 30.76M | |||
| Leverage Ratio | 9.03 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.85% | |||
| Liquidity Ratio | 15.33% | |||
| Profitability |
LOC Credit Union
Farmington, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 4.16M | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 72.99% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 15.49% | |||