Santa Barbara County Federal Credit Union

Weiss Ratings	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	7.90
Liquidity Index	5.10
Profitability Index	6.70
Stability Index	5.10

Company Info	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1516
Phone Number	(805) 682-3357
Website	www.sbcreditunion.com

Asset Quality	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.04%
5-Year Asset Growth	6.31%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	-0.97%
Non-Performing Assets to Assets	0.05%
Non-Performing Loans to Capital	0.48%
Non-Performing Loans to Loans	0.11%

Balance Sheet	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	61.86M
Total Deposits	55.01M

Capital and Reserves	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
Capital	6.24M
Leverage Ratio	10.11
Loan Loss Reserves to Loans	0.25%

Liquidity	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	18.06%

Profitability	Santa Barbara County Federal Credit Union Santa Barbara, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.67%
Net Income	1.00M
Net Interest Spread	3.09%
Operating Profit to Average Assets	1.00%
Overhead Efficiency Ratio	68.63%
Return on Assets	1.55%
Return on Equity	17.16%