Georgia's Own Credit Union

Weiss Ratings	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	5.30
Capitalization Index	5.60
Liquidity Index	2.50
Profitability Index	4.70
Stability Index	6.00

Company Info	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	152
Phone Number	(404) 874-1166
Website	www.georgiasown.org

Asset Quality	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-9.90%
5-Year Asset Growth	12.16%
5-Year Charge-Offs to Average Loans	0.66%
Charge-Offs to Average Loans	1.18%
Non-Performing Assets to Assets	1.46%
Non-Performing Loans to Capital	16.02%
Non-Performing Loans to Loans	1.85%

Balance Sheet	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
Total Assets	4.27B
Total Deposits	3.45B

Capital and Reserves	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
Capital	342.89M
Leverage Ratio	10.64
Loan Loss Reserves to Loans	1.44%

Liquidity	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.77%
Liquidity Ratio	9.75%

Profitability	Georgia's Own Credit Union Atlanta, GA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	14.13M
Net Interest Spread	3.91%
Operating Profit to Average Assets	1.49%
Overhead Efficiency Ratio	68.83%
Return on Assets	0.31%
Return on Equity	4.23%