Weiss Ratings
Abilene Teachers Federal Credit Union
Abilene, TX
Abilene, TX
Low
Abilene Teachers Federal Credit Union
Industry Average
High
Asset Quality Index
9.00
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
4.00
0.20
9.60
Profitability Index
4.30
0.00
10.00
Stability Index
10.00
0.00
10.00
Asset Quality
Abilene Teachers Federal Credit Union
Abilene, TX
Abilene, TX
Low
Abilene Teachers Federal Credit Union
Industry Average
High
1-Year Asset Growth
-0.42%
< -10.00%
> 10.00%
5-Year Asset Growth
6.21%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.50%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.33%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.28%
0.00%
> 10.00%
Non-Performing Loans to Capital
1.54%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.40%
0.00%
> 10.00%
Balance Sheet
Abilene Teachers Federal Credit Union
Abilene, TX
Abilene, TX
Low
Abilene Teachers Federal Credit Union
Industry Average
High
Total Assets
594.23M
< 243.22M
> 972.87M
Total Deposits
479.47M
< 202.88M
> 811.53M
Capital and Reserves
Abilene Teachers Federal Credit Union
Abilene, TX
Abilene, TX
Low
Abilene Teachers Federal Credit Union
Industry Average
High
Capital
101.73M
< 22.19M
> 101.73M
Leverage Ratio
17.18
0.06
> 30.00
Loan Loss Reserves to Loans
1.08%
0.00%
> 10.00%
Risk-Based Capital Ratio
17.18
< 0.00
> 30.00
Liquidity
Abilene Teachers Federal Credit Union
Abilene, TX
Abilene, TX
Low
Abilene Teachers Federal Credit Union
Industry Average
High
Hot Money Ratio
10.47%
0.00%
> 20.00%
Liquidity Ratio
27.10%
< 10.00%
> 60.00%
Profitability
Abilene Teachers Federal Credit Union
Abilene, TX
Abilene, TX
Low
Abilene Teachers Federal Credit Union
Industry Average
High
5-Year Return on Average Assets
1.51%
< 0.00%
> 10.00%
Net Income
2.85M
< 1.64M
> 6.55M
Net Interest Spread
4.68%
< 0.00%
> 10.00%
Operating Profit to Average Assets
0.90%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
85.04%
< 40.00%
> 170.00%
Return on Assets
0.47%
< 0.00%
> 10.00%
Return on Equity
2.80%
< 0.00%
> 20.00%
