South Texas Regional Federal Credit Union

Weiss Ratings	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.70
Capitalization Index	10.00
Liquidity Index	3.30
Profitability Index	6.10
Stability Index	3.70

Company Info	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1560
Phone Number	(956) 723-0363
Website	www.strfcu.com

Asset Quality	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.02%
5-Year Asset Growth	-2.11%
5-Year Charge-Offs to Average Loans	0.30%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.63%
Non-Performing Loans to Capital	5.00%
Non-Performing Loans to Loans	0.79%

Balance Sheet	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.83M
Total Deposits	5.07M

Capital and Reserves	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Capital	738.00K
Leverage Ratio	12.67
Loan Loss Reserves to Loans	0.04%

Liquidity	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	21.08%

Profitability	South Texas Regional Federal Credit Union Laredo, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.51%
Net Income	53.00K
Net Interest Spread	5.78%
Operating Profit to Average Assets	0.92%
Overhead Efficiency Ratio	81.97%
Return on Assets	0.90%
Return on Equity	7.48%