Olean Teachers' and Postal Federal Credit Union

Weiss Ratings	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.90
Capitalization Index	6.20
Liquidity Index	5.80
Profitability Index	5.50
Stability Index	3.70

Company Info	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1656
Phone Number	(716) 373-0155
Website	www.otpfcu.com

Asset Quality	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.67%
5-Year Asset Growth	5.54%
5-Year Charge-Offs to Average Loans	0.20%
Charge-Offs to Average Loans	0.27%
Non-Performing Assets to Assets	0.30%
Non-Performing Loans to Capital	3.40%
Non-Performing Loans to Loans	1.04%

Balance Sheet	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	25.12M
Total Deposits	22.85M

Capital and Reserves	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.17M
Leverage Ratio	8.62
Loan Loss Reserves to Loans	0.97%

Liquidity	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.67%
Liquidity Ratio	42.34%

Profitability	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.37%
Net Income	232.00K
Net Interest Spread	3.90%
Operating Profit to Average Assets	1.00%
Overhead Efficiency Ratio	66.00%
Return on Assets	0.91%
Return on Equity	11.25%