| Weiss Ratings |
Excite Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Excite Credit Union
San Jose, CA |
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| NCUA Charter Number | 1723 | |||
| Phone Number | (408) 265-7322 | |||
| Website | www.excitecu.org | |||
| Asset Quality |
Excite Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -2.48% | |||
| 5-Year Asset Growth | 7.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 12.81% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Excite Credit Union
San Jose, CA |
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| Total Assets | 702.66M | |||
| Total Deposits | 571.53M | |||
| Capital and Reserves |
Excite Credit Union
San Jose, CA |
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| Capital | 44.44M | |||
| Leverage Ratio | 8.41 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Liquidity |
Excite Credit Union
San Jose, CA |
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| Hot Money Ratio | 9.77% | |||
| Liquidity Ratio | 10.50% | |||
| Profitability |
Excite Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 2.38M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 82.94% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 5.62% | |||
