Development
B
Jackson Area Federal Credit Union
JacksonMS
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 7.50
Liquidity Index 7.80
Profitability Index 4.70
Stability Index 5.60
Company Info Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1782
Phone Number (601) 922-7055
Website www.jacksonareafcu.com
Asset Quality Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 13.51%
5-Year Asset Growth 12.27%
5-Year Charge-Offs to Average Loans 0.90%
Charge-Offs to Average Loans 0.72%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 4.18%
Non-Performing Loans to Loans 1.02%
Balance Sheet Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 130.19M
Total Deposits 117.11M
Capital and Reserves Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.74M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 0.70%
Liquidity Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.68%
Liquidity Ratio 91.94%
Profitability Jackson Area Federal Credit Union
Jackson, MS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.56%
Net Income 664.00K
Net Interest Spread 4.46%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 82.19%
Return on Assets 0.55%
Return on Equity 5.44%