Development
B
Financial Center First Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Financial Center First Credit Union
Indianapolis, IN
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.50
Liquidity Index 2.20
Profitability Index 5.80
Stability Index 5.70
Company Info Financial Center First Credit Union
Indianapolis, IN
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NCUA Charter Number 1801
Phone Number (317) 916-7700
Website www.fcfcu.com
Asset Quality Financial Center First Credit Union
Indianapolis, IN
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1-Year Asset Growth 0.23%
5-Year Asset Growth 8.49%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.70%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 6.57%
Non-Performing Loans to Loans 0.92%
Balance Sheet Financial Center First Credit Union
Indianapolis, IN
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Total Assets 841.89M
Total Deposits 728.23M
Capital and Reserves Financial Center First Credit Union
Indianapolis, IN
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Capital 88.40M
Leverage Ratio 11.51
Loan Loss Reserves to Loans 1.90%
Liquidity Financial Center First Credit Union
Indianapolis, IN
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Hot Money Ratio 12.64%
Liquidity Ratio 10.52%
Profitability Financial Center First Credit Union
Indianapolis, IN
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5-Year Return on Average Assets 0.58%
Net Income 7.93M
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 69.89%
Return on Assets 0.95%
Return on Equity 9.59%