Development
B
Meridian Trust Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Meridian Trust Federal Credit Union
Cheyenne, WY
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Rating B
Asset Quality Index 9.90
Capitalization Index 7.90
Liquidity Index 3.00
Profitability Index 2.30
Stability Index 7.90
Company Info Meridian Trust Federal Credit Union
Cheyenne, WY
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NCUA Charter Number 1899
Phone Number (307) 635-7878
Website www.mymeridiantrust.com
Asset Quality Meridian Trust Federal Credit Union
Cheyenne, WY
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1-Year Asset Growth 4.09%
5-Year Asset Growth 11.17%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.25%
Balance Sheet Meridian Trust Federal Credit Union
Cheyenne, WY
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Total Assets 680.25M
Total Deposits 600.32M
Capital and Reserves Meridian Trust Federal Credit Union
Cheyenne, WY
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Capital 68.57M
Leverage Ratio 10.72
Loan Loss Reserves to Loans 0.54%
Liquidity Meridian Trust Federal Credit Union
Cheyenne, WY
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Hot Money Ratio 10.73%
Liquidity Ratio 7.22%
Profitability Meridian Trust Federal Credit Union
Cheyenne, WY
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5-Year Return on Average Assets 0.94%
Net Income 3.24M
Net Interest Spread 3.00%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 81.26%
Return on Assets 0.49%
Return on Equity 4.95%