Development
Bossier Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10). A current level of 20.1 percent of nonperforming loans to core capital combined with 16.0 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Good current capitalization (5.5 on a scale of 0 to 10) based on a net capital to total assets of 7.9 and a net worth ratio of 9.9. Weak liquidity 2.9, driven by a liquidity ratio of 6.9 percent and a “hot money” ratio of 5.8 percent.
Asset Mix:
Consumer loans (43%), securities (15%), home mtgs (11%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1961 Airline Drive
Bossier City, LA 71112
Bossier City, LA 71112
Phone Number
(318) 742-4090
NCUA Charter Number
Website
Largest Competitors
Bossier City, LA
Baton Rouge, LA
Baton Rouge, LA
Baton Rouge, LA
Baton Rouge, LA