Eddy Federal Credit Union

Weiss Ratings	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.60
Capitalization Index	10.00
Liquidity Index	4.00
Profitability Index	7.80
Stability Index	7.00

Company Info	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1984
Phone Number	(575) 887-1784
Website	www.eddyfederalcu.com

Asset Quality	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.43%
5-Year Asset Growth	2.59%
5-Year Charge-Offs to Average Loans	0.51%
Charge-Offs to Average Loans	0.67%
Non-Performing Assets to Assets	0.01%
Non-Performing Loans to Capital	0.07%
Non-Performing Loans to Loans	0.02%

Balance Sheet	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
Total Assets	55.79M
Total Deposits	44.79M

Capital and Reserves	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
Capital	10.18M
Leverage Ratio	18.48
Loan Loss Reserves to Loans	1.39%

Liquidity	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.12%
Liquidity Ratio	27.85%

Profitability	Eddy Federal Credit Union Carlsbad, NM	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.09%
Net Income	460.00K
Net Interest Spread	4.58%
Operating Profit to Average Assets	1.41%
Overhead Efficiency Ratio	75.93%
Return on Assets	0.81%
Return on Equity	4.58%