Emerald Empire Federal Credit Union

Weiss Ratings	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.10
Profitability Index	8.10
Stability Index	7.00

Company Info	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2030
Phone Number	(541) 988-9059
Website	www.youreecu.org

Asset Quality	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.14%
5-Year Asset Growth	4.32%
5-Year Charge-Offs to Average Loans	-0.23%
Charge-Offs to Average Loans	0.07%
Non-Performing Assets to Assets	0.44%
Non-Performing Loans to Capital	2.16%
Non-Performing Loans to Loans	0.69%

Balance Sheet	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
Total Assets	28.80M
Total Deposits	23.27M

Capital and Reserves	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
Capital	5.36M
Leverage Ratio	18.60
Loan Loss Reserves to Loans	3.07%

Liquidity	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.89%
Liquidity Ratio	40.32%

Profitability	Emerald Empire Federal Credit Union Springfield, OR	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.09%
Net Income	355.00K
Net Interest Spread	5.67%
Operating Profit to Average Assets	1.10%
Overhead Efficiency Ratio	77.79%
Return on Assets	1.28%
Return on Equity	6.80%