Development
B
Capital Area Federal Credit Union
AugustaME
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Capital Area Federal Credit Union
Augusta, ME
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 10.00
Stability Index 5.70
Company Info Capital Area Federal Credit Union
Augusta, ME
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NCUA Charter Number 2038
Phone Number (207) 622-3442
Website www.capitalareafcu.org
Asset Quality Capital Area Federal Credit Union
Augusta, ME
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1-Year Asset Growth 9.29%
5-Year Asset Growth 10.35%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.07%
Non-Performing Loans to Loans 0.35%
Balance Sheet Capital Area Federal Credit Union
Augusta, ME
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Total Assets 63.23M
Total Deposits 52.27M
Capital and Reserves Capital Area Federal Credit Union
Augusta, ME
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Capital 9.76M
Leverage Ratio 15.50
Loan Loss Reserves to Loans 0.77%
Liquidity Capital Area Federal Credit Union
Augusta, ME
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Hot Money Ratio 8.64%
Liquidity Ratio 18.32%
Profitability Capital Area Federal Credit Union
Augusta, ME
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5-Year Return on Average Assets 1.37%
Net Income 1.14M
Net Interest Spread 5.16%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 62.68%
Return on Assets 1.88%
Return on Equity 12.41%